In today’s digital world, scammers are getting smarter—and sneakier. One of their favorite tricks? Text messages that look like they’re from your bank. These messages often create a sense of urgency, asking you to click a link or share personal information. But don’t fall for it.

Here are 10 simple, powerful tips from Amanda Schwerdtfeger, IT Officer, to help you and your loved ones stay safe:

  1. Don’t click suspicious links. Always go directly to your bank’s website or app.
  2. Never share personal info by text. Banks won’t ask for passwords or PINs this way.
  3. Check the sender. Scammers can spoof real numbers—look closely.
  4. Watch for urgency. Phrases like “Act now!” are red flags.
  5. Use official channels. Call the number on your card, not the one in the message.
  6. Verify messages. When in doubt, contact your bank directly.
  7. Turn on alerts. Use your bank’s app to get real-time updates.
  8. Keep your phone secure. Update software and use strong passwords.
  9. Share the knowledge. Help protect friends and family—especially seniors.
  10. Report suspicious messages. Let your bank know and delete the message.

Amanda said that overall, "scammers rely on speed and fear. If a text pressures you to act fast or share info, stop and think. Contact us before you click or check the information in your own digital banking app, not a text link. You are the first line of defense in protecting your financial information."

By staying aware and following these 10 tips, you can stay one step ahead of the scammers. Share this post with someone you care about—it might just save them from a costly mistake.