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Rates

CD Rates 

Period

Minimum

Interest Rate

  APY*    

Interest Compounded
and Credited

3 Month

$1,000

2.48%

2.50%

At Maturity

6 Month

$1,000

3.47%

3.50%

At Maturity

9 Month

$1,000

4.97%

5.00%

At Maturity

12 Month

$1,000

4.699%

4.75%

Semi-Annually

15 Month

$1,000

4.43%

4.50%

Quarterly

18 Month and Build CD

$1,000

4.45%

4.50%

Semi-Annually

24 Month, Bump CD and Build CD

$1,000

3.96%

4.00%

Semi-Annually

30 Month

$1,000

3.72%

3.75%

Semi-Annually

36 Month

$1,000

3.47%

3.50%

Semi-Annually

48 Month and Access CD

$1,000

3.47%

3.50%

Semi-Annually

60 Month and Access CD

$1,000

3.47%

3.50%

Semi-Annually

Checking Accounts - NOW Account, Harvest Club, & Golden Harvest Club

Balance RequirementInterest RateAPY*
$0.00 - $24,999.99.10%.10%
$25,000.00 - $99,999.99.10% .10%
$100,000 and Above.15%.15%

Premier Relationship Banking Account

Balance Requirement

Interest Rate

APY*

All Balances

.15%

.15%

Statement Savings Account

Balance Requirement

Interest Rate

APY*

$0.00 - $2,499.99

.10%

.10%

$2,500.00 and Above

.15%

.15%

First-Time Homebuyers Savings Account

Balance Requirement

Interest Rate

APY*

All Balances

.50%

.50%

Money Market Account

Balance Requirement

Interest Rate

APY*

$2,500.00 - $49,999.99

1.04%

1.05%

$50,000.00 - $99,999.99

1.19%

1.20%

$100,000.00 - $249,999.99

1.44%

1.45%

$250,000.00 - $499,999.99

1.54%

1.55%

$500,000.00 - $999,999.99

1.59%

1.60%

$1,000,000.00 & Above

1.74%

1.75%

Health Savings Account (HSA), Funeral Trust Fund & Variable IRA

Balance Requirement

Interest Rate

APY*

See Disclosures

.30%

.30%

*Annual Percentage Yield (APY).  Rates effective as of 05/16/24 and subject to change without notice.  Deposits are FDIC insured to $250,000 for each depositor.  IRA deposits are FDIC insured to $250,000 for each depositor.  Fees, if any, may affect the annual percentage yield. 

A penalty may be imposed for early withdrawal of CDs.

**Minimum deposit for a Health Savings Account is $100.00.  Funeral Trust Fund and Variable IRA accounts have no minimum deposit to open account.