Ready Reserve (Overdraft Protection)

Eliminate the needless expense and embarrassment of overdrafts with our Ready Reserve line of credit. Automatic advances are made from your Ready Reserve Line of Credit into your checking account when your account is overdrawn. Pay all or part of your Ready Reserve balance at any time, or let Ready Reserve make automatic payments for you each month. If you are interested in learning more about Ready Reserve, please contact a Marion County Bank Loan Officer. 

Loans subject to underwriting and credit approval.

Home Equity Loans

Fix it! Remodel it! Consolidate it! Trade it! Use the equity in your home for convenient, all-purpose borrowing. Benefits include flexible rates and terms, along with the potential tax deductibility of interest (consult your tax advisor for details). Regardless of the purpose of the loan, Marion County Bank’s home equity loans can give you the borrowing power you require, for the things you need.

Click on the Apply Now icon below your loan officer below to complete our online application or download our free mobile app.

JOSH NELSON Pella Office NMLS# 2264210 Email Josh	DIANE ROOSE Pella Office NMLS# 508137 Email Diane	PAYSON VANDE LUNE Pella Office NMLS# 2104163 Email Payson	VANESSA SZLACHETKA Knoxville Office NMLS# 410604 Email Vanessa	DIANNE DANNER Knoxville Office NMLS# 1722437 Email Dianne

*If you would like to apply in person or via paper application, please contact a Marion County Bank Loan Officer.

Home Equity Lines of Credit (HELOC)

Have the flexibility to buy what you need, when you need it! With a HELOC from Marion County Bank your home's equity can work for you when it’s time for:

• Educational expenses
• Debt consolidation
• A new vehicle
• Home improvements

*If you would like to apply in person or via paper application, please contact a Marion County Bank Loan Officer.

Vehicle Loans

Whether you are looking to upgrade your car, pickup, motorcycle, boat, camper, or recreational vehicle, Marion County Bank has the loan for you. Take advantage of our competitive rates and fast turn around times. 

Loans subject to underwriting and credit approval.

*If you would like to apply in person or via paper application, please contact a Marion County Bank Loan Officer.

Personal Loans

If you find yourself needing money for any of the following reasons, we can help. Weekly, bi-weekly, monthly, or bi-monthly payment plans can be customized to fit your lifestyle and budget.

• Wedding Expenses
• Lawn Mowers, ATV’s, & Snowmobiles
• Kitchen Appliances
• Unexpected Emergency

Loans subject to underwriting and credit approval.

*If you would like to apply in person or via paper application, please contact a Marion County Bank Loan Officer.

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

• Loans for college students.
• A loan option for parents and family members who wish to borrow on behalf of a college student.
• Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

• All loans offered by ISL Education Lending are subject to credit approval.
• Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Marion County Bank is compensated by ISL Education Lending for the referral of student loan customers.