We’re here to help! Whatever your personal borrowing needs, Marion County Bank can provide solutions to help you meet your financial goals. We offer competitive rates, low fees and practical repayment terms. Loan decisions are made locally and quickly.
Ready Reserve (Overdraft Protection)
Eliminate the needless expense and embarrassment of overdrafts with our Ready Reserve line of credit. Automatic advances are made from your Ready Reserve Line of Credit into your checking account when your account is overdrawn. Pay all or part of your Ready Reserve balance at any time, or let Ready Reserve make automatic payments for you each month.
Home Equity Loans
Fix it! Remodel it! Consolidate it! Trade it! Use the equity in your home for convenient, all-purpose borrowing. Benefits include flexible rates and terms, along with the potential tax deductibility of interest (consult your tax advisor for details). Regardless of the purpose of the loan, Marion County Bank’s home equity loans can give you the borrowing power you require, for the things you need.
Home Equity Lines of Credit (HELOC)
Have the flexibility to buy what you need, when you need it! With a HELOC from Marion County Bank your home's equity can work for you when it’s time for:
- Educational expenses
- Debt consolidation
- A new vehicle
- Home improvements
Whether you are looking to upgrade your car, pickup, motorcycle, boat, camper, or recreational vehicle, Marion County Bank has the loan for you. Take advantage of our competitive rates and fast turn around times.
Personal Loans for any Reason
If you find yourself needing money for any of the following reasons (or others we haven’t thought of), we can help. Weekly, bi-weekly, monthly, or bi-monthly payment plans can be customized to fit your lifestyle and budget.
- Wedding Expenses
- Lawn Mowers, ATV’s, & Snowmobiles
- Kitchen Appliances
- Unexpected Emergency
- Debt Consolidation
We work with Iowa Student Loan to offer supplemental private loans to help you pay for college as well as refinance existing student loan debt. As an Iowa non-profit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*
The Partnership Advance Education Loan (Partnership Loan) and College Family Loan were created to help you pay college costs while you are or your student is in school.
- The Partnership Loan is for students and their cosigners.
- The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.
The Reset Refinance Loan can help you simplify repayment or pay lower interest costs on existing student loans after college.
With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront. In addition, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: These loans are subject to credit approval.
Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
About Iowa Student Loan
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.
*Marion County State Bank is compensated by Iowa Student Loan for the referral of student loan customers.