We’re here to help! Whatever your personal borrowing needs, Marion County Bank can provide solutions to help you meet your financial goals. We offer competitive rates, low fees and practical repayment terms. Loan decisions are made locally and quickly.
Ready Reserve (Overdraft Protection)
Eliminate the needless expense and embarrassment of overdrafts with our Ready Reserve line of credit. Automatic advances are made from your Ready Reserve Line of Credit into your checking account when your account is overdrawn. Pay all or part of your Ready Reserve balance at any time, or let Ready Reserve make automatic payments for you each month.
Home Equity Loans
Fix it! Remodel it! Consolidate it! Trade it! Use the equity in your home for convenient, all-purpose borrowing. Benefits include flexible rates and terms, along with the potential tax deductibility of interest (consult your tax advisor for details). Regardless of the purpose of the loan, Marion County Bank’s home equity loans can give you the borrowing power you require, for the things you need.
Home Equity Lines of Credit (HELOC)
Have the flexibility to buy what you need, when you need it! With a HELOC from Marion County Bank your home's equity can work for you when it’s time for:
- Educational expenses
- Debt consolidation
- A new vehicle
- Home improvements
Whether you are looking to upgrade your car, pickup, motorcycle, boat, camper, or recreational vehicle, Marion County Bank has the loan for you. Take advantage of our competitive rates and fast turn around times.
Personal Loans for any Reason
If you find yourself needing money for any of the following reasons (or others we haven’t thought of), we can help. Weekly, bi-weekly, monthly, or bi-monthly payment plans can be customized to fit your lifestyle and budget.
- Wedding Expenses
- Lawn Mowers, ATV’s, & Snowmobiles
- Kitchen Appliances
- Unexpected Emergency
- Debt Consolidation
We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*
ISL Education Lending offers:
Loans for college students.
A loan option for parents and family members who wish to borrow on behalf of a college student.
Multiple student loan refinance options.
In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.
All loans offered by ISL Education Lending are subject to credit approval.
Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
*Marion County Bank is compensated by ISL Education Lending for the referral of student loan customers.