Debit and credit cards are the go-to payment method for many. At Marion County Bank, we offer card services to fit your needs and make accessing your account convenient and secure.
Have convenience at your fingertips with a Marion County Bank Shazam® Debit Card. Your Shazam® Debit Card may look like a credit card, but it’s not. It’s an electronic card that you can use like an ATM card or like a check to make a cash purchases that are electronically deducted from your account.
A Marion County Bank Debit Card allows you to:
- Make purchases at millions of locations that accept Shazam®, MasterCard® or Cirrus®
- Withdraw money free of charge at Marion County Bank ATMs or withdraw at any ATM around the world wherever you see the Shazam®, MasterCard® Debit Cards or Cirrus® symbols
- Can't make it to an ATM? Many merchants allow you to get cash back while using your debit card to make purchases.
- Free security protection with Falcon Fraud Manager on every Marion County Bank debit card.
- Have peace of mind with zero liability for confirmed fraudulent purchase activity
- Support your favorite local school with our Report Card Debit Card Rewards program
Access your account at ATMs with a Marion County Bank ATM card. Your ATM card allows you to:
- Receive cash, make deposits, request balance information and transfer money between your checking and savings accounts.
- Withdraw money free of charge through Marion County Bank's ATM network or withdraw at any ATM around the world wherever you see the Shazam® or Cirrus® symbol.
Choosing the right credit card is easier than ever.
No matter which card you choose, you'll enjoy important features like:
- EMV smart chip technology for added security
- Mobile purchasing capability for added convenience
- Plus much more!
Pay Down Balances
Visa® Platinum Card
Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.
Flexible Cash Rewards
Cash Rewards American Express® Card
Earn cash back1 every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations2,4, 2% on eligible supermarket net purchases, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.3
Rewards To Use The Way You Want4
Visa® Real Rewards Card
Earn 1.5 points monthly for ever $1 you spend on eligible net purchases (equal to 1.5% cash back).5 Plus, earn 2,500 bonus rewards points after your first purchase.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.
Premier Rewards American Express® Card
Earn up to 4 points for every $1 spend on eligible net restaurant purchases,6 3 points for ever $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases and 1 point for every $1 spent on all other eligible net purchases. Plus earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months.3 There's no cap or limit on the number of points you can earn, and you have five years to redeem for rewards.4 Also, receive reimbursement for either Global Entry or TSA Pre√®.7
Build your credit.
Visa® College Real Rewards Card
Earn 1.5 points monthly for ever dollar you spend on eligible net purchases.5 There's no cap or limit on the points you can earn, plus you have five years to redeem points for rewards.4 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings.
Visa® Secured Card
Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history8, here's a great way to being that process. Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card
account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in
Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn
1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point
(for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a
supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3
Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following
merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on
the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will
earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the
quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time
bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not
all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember
Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including,
but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to
1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are
6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing
cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at
merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for
each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of
airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any
merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
7 Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new card members upon approval.
8 Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American
Express is a federally registered service mark of American Express.
Additional Card Information:
- Please notifiy us of your domestic and international travel so we can watch your debit card for fraud. Important phone numbers
- Falcon Fraud Manager 1-855-219-5399
- Lost/Stolen Debit Card 1-800-383-8000
- Lost/Stolen MCB Visa® Credit Card 1-800-558-3424
- International Travel Tips
- Carry multiple forms of payments
- Purchases with MCB Debit Card will work at MasterCard terminals
- ATM withdrawals with MCB Debit Card will work at Cirrus terminals
- International ATMs require access to checking account, not savings
- Card Limits
- For your protection, debit cards have daily purchase and ATM withdrawal limits that can be increased, if needed. Contact our Card Services Department at 641-628-2191 to make a temporary increase.
The Report Card
With enrollment in The Report Card, your Marion County Bank Debit Card purchases benefit local schools. There's no cost to you to enroll, Marion County Bank makes the donation, and your school gets cash - with no strings attached. It's a great way to make a difference in our schools - together!
|Pella Community Schools||$110,072.22||2149|
|Pella Christian High School||$38,556.83||660|
|Pella Christian Grade School||$25,924.41||497|
|Knoxville Community Schools||$5,520.91||124|
|PCM Community Schools||$2,596.60||55|
|Twin Cedars Community Schools||$2,142.84||45|
|Peoria Christian Grade School||$1,822.07||40|
|Oskaloosa Community Schools||$1,650.35||35|
|Sully Christian Grade School||$1,460.27||23|
|North Mahaska Community Schools||$1,258.83||27|
|Lynnville-Sully Community Schools||$1,186.78||23|
|PEACE Home School Group||$977.38||34|
|Oskaloosa Christian School||$722.10||10|
The Report Card is as easy as 1 + 2 = 3!
- Get the Card - All you need is a Marion County Bank checking account and debit card. If you don't have one simply call 641-628-2191 or visit one of our Customer Service Representatives today!
- Enroll - Register your card and your school below
- Earn - Begin making purchases with your Marion County Bank Debit Card and earn money for your school. Check out the donations graph above!
Register for your debit card to support your favorite school here:
Learn more about The Report Card - read Report Card FAQs
Falcon Fraud Manager
Protecting you from unauthorized use of your debit card is one of our top priorities at Marion County Bank. To mitigate fraud, we have partnered with Shazam, our electronic funds transfer network, to implement a monitoring system called Falcon. Falcon will help safeguard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by a Shazam fraud specialist calling on our behalf to verify the transaction in question. If you initiated the transaction, there will be no action taken. If you did not initiate the transaction, steps will be taken before more fraudulent transactions can occur.
To ensure that you can be reached promptly if fraudulent activity is suspected, we need to have your current phone numbers and email address. We encourage you to provide both a primary and secondary phone number to help us avoid any delays in response to fraud alerts. These may be your home, work or cell phone numbers. It is also very important to keep this information current. If your contact information changes, please inform us immediately.
The phone call will come from a live person, never a recording. The caller will never ask for personal information such as your social security number, debit card number, PIN, etc. Always use caution when providing your personal and debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.
Many of the fraudulent transactions are done over the internet or internationally. If you will be traveling in the United States or abroad, please contact Marion County Bank and let us know the dates and locations. This will help in recognizing which transactions may be legitimate versus fraudulent.
Marion County Bank values the trust you have placed with us, and we hope this new system will be a benefit to you in protecting your debit card from fraud. If you have any questions or concerns, please call our Card Services Department at 641-628-2191. If you need to return a call from Falcon Fraud Manager, you can call them at 1-855-219-5399.
The Shazam Bolt$ app provides another line of defense against debit card fraud.
This app allows you to:
- Receive notifications of potential fraudulent activities
- Set blocks on specific transactions
- Freeze your card if lost or stolen
- Locate nearby ATMs wherever you are
Download the SHAZAM BOLT$ app now from your app store.
Shazam Bolt$ provides fraud protection:
Like a high-tech early-warning system, Shazam Bolt$ immediately sends alerts for any potentially fraudulent activity.
Shazam Bolt$ notifies cardholders of potentially fraudulent activities, 24/7, for the following:
- Purchases exceeding cardholder-defined thresholds
- Card-not-present debit transactions via phone, Internet or mail
- Suspicious or high-risk transactions
Early warning is key. When you are aware of suspicious activity, you can contact Marion County Bank or Shazam Falcon Fraud Manager sooner.
Shazam Bolts$ allows for instant transaction control:
The Shazam Bolt$’ transaction control feature gives you more control over your accounts. Cardholders are able to pause their card, without affecting previous transactions, if your card is stolen or goes missing. With the quick tap of a button, this optional feature allows you to block or unblock your cards much like a temporary card block.
The transaction control feature also allows transaction level blocks! Users can set blocks for:
- Transactions over a specific dollar amount
- Internet and phone transactions
- Transactions outside of the U.S.
Marion County Bank ATM Locations
Main Bank - 800 Main Street
Windmill Drive Up - 414 Main Street
Central College's Maytag Student Center - 401 Broadway
All three Casey's General Store locations in Pella:
509 Main St.
414 Clark St. (Pella Corp. bypass exit)
2421 Washington St. (west bypass exit)