Ready Reserve (Overdraft Protection)
Eliminate the needless expense and embarrassment of overdrafts with our Ready Reserve line of credit. Automatic advances are made from your Ready Reserve Line of Credit into your checking account when your account is overdrawn. Pay all or part of your Ready Reserve balance at any time, or let Ready Reserve make automatic payments for you each month.
Home Equity Loans
Fix it! Remodel it! Consolidate it! Trade it! Use the equity in your home for convenient, all-purpose borrowing. Benefits include flexible rates and terms, along with the potential tax deductibility of interest (consult your tax advisor for details). Regardless of the purpose of the loan, Marion County Bank’s home equity loans can give you the borrowing power you require, for the things you need.
Home Equity Lines of Credit (HELOC)
Have the flexibility to buy what you need, when you need it! With a HELOC from Marion County Bank your home's equity can work for you when it’s time for:
- Educational expenses
- Debt consolidation
- A new vehicle
- Home improvements
Whether you are looking to upgrade your car, pickup, motorcycle, boat, camper, or recreational vehicle, Marion County Bank has the loan for you. Take advantage of our competitive rates and fast turn around times.
Personal Loans for any Reason
If you find yourself needing money for any of the following reasons (or others we haven’t thought of), we can help. Weekly, bi-weekly, monthly, or bi-monthly payment plans can be customized to fit your lifestyle and budget.
- Wedding Expenses
- Lawn Mowers, ATV’s, & Snowmobiles
- Kitchen Appliances
- Unexpected Emergency
- Debt Consolidation
Student Loans - Partnership Advance Education Loan
Marion County Bank works with Iowa Student Loan® to offer supplemental private student loans to help you pay for college.1
The Partnership Advance Education Loan® (Partnership Loan):
- Provides terms and conditions upfront, so you know what you’re getting before you apply.
- Features variable and fixed interest rates.
- Lets you defer payments or make interest-only payments while you attend school.
- Offers benefits such as an interest rate reduction and cosigner release.
- Complete the FAFSA first.
The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA). The FAFSA is a free form provided by the U.S. Department of Education that may be completed without professional assistance via paper application or online. In your award letter from your college, the financial aid office will inform you of your eligibility for federal student loans.
- Work with your college financial aid office.
Contact the financial aid professionals at your college or university to explore and exhaust other sources of federal, state and/or institutional financial aid before seeking a private student loan. Accepting a private loan before using other types of available aid may decrease your eligibility for federal, state and institutional aid.
About Iowa Student Loan
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.
1 Marion County Bank is compensated by Iowa Student Loan for the referral of Partnership Loan customers.