MasterCard Automatic Billing Updater

MasterCard's Automatic Billing Updater (ABU) is a mandatory service that updated participating merchants that maintain card-on-file account information to process recurring or automatic customer payments, such as subscriptions, installments or utility payments.  ABU helps reduce the number of declined transactions due to card expirations, lost or stolen cards, and other account changes.

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Card-on-file transactions are payments processed using a debit card number for a recurring payment or service with a merchant or service provider:


  • Online retailers (Amazon, Wayfair)
  • Movies, music and eBook download services (Netflix, Pandora)
  • Online payment services (PayPal, Digital Wallet)
  • Prescriptions
  • Clothing websites
  • Cable or television service
  • Utilities
  • Music subsciptions
  • Magazine subscriptions
  • Radio subscriptions
  • Gym membership
  • Insurance premiums
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No.  Automatic Billing Updater is only available to participating merchants (they do not have to participate), and they can choose the frequency at which they check for updated payment information.

Your Marion County Bank personal, business and/or HSA debit cards are all part of this update.

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You will automatically be enrolled for Automatic Billing Updater unless you opt-out.

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Calculator 2019

Demos How Tos 2019