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• Checks payable to any person or entity other than the owners of the account
• Altered checks
• Checks payable jointly, unless deposited to a joint account including all payees
• Checks previously converted to a Substitute Check
• Foreign Checks
• Checks not payable in United States currency
• Stale dated checks – 6 months older than date of deposit
• Checks with any other endorsement other than that specified in the Mobile Deposit User Agreement
• Checks that have been previously submitted for deposit remotely or any other method at the Bank or another financial
institution
• Rebate checks, money orders or savings bonds