Thinking of buying a home? Check out these five tips from our home loan experts as you prepare for the purchase.
Home starts here, at Marion County Bank.
- Find Partners in the Process
Think of the home buying process as a team event. Partner with a lender and realtor you trust, have confidence in, and one you feel comfortable with. Start building your team by asking family and friends who they would recommend.
- Ask Lots of Questions
Your partners in the process are there to help you navigate the home buying journey. Ask them lots of questions to educate yourself and build trust in those relationships. Want to ask our home loan experts questions? Schedule a free informational meeting tailored to your situation and receive a homebuyer packet full of good information. We’d love to meet with you.
- Know Your Budget
Knowing your personal budget gives you financial security when looking to buy a home. If you’re not sure where to start, ask us to help. We will work with you to find a payment that feels comfortable and fits your income and lifestyle.
- Be Ready to Offer
Financial preparations allow you to submit an offer when that perfect home hits the market. Put money aside for down payment and closing costs (ask us about our first-time homebuying savings accounts). Also, be sure to pay your bills on time and keep a good credit score. A good credit score leads to an easier preapproval, better rates, and more flexibility when choosing a loan program.
- Enjoy the Process
Working with trusted partners in the process, asking questions, knowing your budget, and being ready to offer allows you to enjoy the home buying process. Getting the keys to a new home is an exciting moment and we can’t wait to share that with you.
As you think about buying a home, we would love to connect. Reach out to any of our home loan experts to begin the home buying process.
Home Starts Here, at Marion County Bank
What to learn more?
Attend our homebuying seminar on March 4.
Check out more details here: Home Starts Here Seminar
Home loan experts:
- Diane Roose: NMLS #508137
- Josh Nelson: NMLS #2264210
- Vanessa Szlachetka: NMLS #410604
- Dianne Danner: NMLS #1722437