MCB Website Logo 2019


Serving You.
Building Community.

Serving You. Building Community.

Serving You. Building Community.



Other Services

One of the greatest challenges a business faces is efficiently managing its financial accounts and transactions. For some businesses, this task is a constant headache, while other businesses seem to breeze through this challenge with no problems. At Marion County Bank we offer an array of products and services to ensure you are in the “breeze” category! Contact us for more information on the availability, terms and fees for each product. Start enjoying a new level of control over your company’s cash flow today!

Remote Deposit Capture

Remote Deposit Capture from Marion County Bank enables you to make deposits electronically from your place of business.  With this service, you will make fewer trips to the bank saving you time and money.

We have teamed with one of the nation’s largest Remote Deposit Capture solution providers who is dedicated to get you up and running quickly.  All you need to get started is an existing PC with Internet access and a check scanner, which will be sent directly to your business.

Our remote deposit software will allow you to easily and quickly make your daily banking deposits and to view previously scanned deposits for check research and deposit reporting purposes.  In addition, you’ll receive comprehensive web-based training and Help Desk support for any questions that arise.  Call us today and we will tailor a solution that is flexible and fits your business needs.

Business Credit Cards

Simplify your accounting and maximize your convenience with a separate credit card for business expenses. We offer a suite of Visa Business Credit Cards for making the credit card purchases you need, including cards that reward you for your purchases.

Business Debit Cards

Marion County Bank debit cards are excellent tools for many business situations. In addition to the features and advantages of traditional debit cards, the option to have multiple cards, each with a specified limit, is available. All cards are tied to one business checking or savings account so you can control and monitor card usage quickly and conveniently.

Merchant Card Services

If your business accepts payment by credit or debit cards, Marion County Bank can help you evaluate the best option for processing these transactions. Our merchant card customers recognize the value of the exceptional customer service we and our partner, Elavon, provide on an ongoing basis.  Several different channels of card processing are available - smartphone, website and traditional terminal.

ACH Services

Marion County Bank provides flexible options for originating Automated Clearing House (ACH) entries along with expert staff to assist in the implementation and ongoing support of your program. We can assist your organization with both the technical and practical aspects of using the ACH network. Benefits of integrating ACH into your disbursement strategy include:

  • More predictable settlement and cash flow
  • Reduced lost check and fraud expense
  • Increased payee satisfaction through prompt payment

Investment Services through Main Street Investments

Complement your business account with services offered through Main Street Investments, conveniently located within Marion County Bank.  Main Street Investments can help you with retirement accounts and  insurance solutions.

Securities offered through IBA securities, a division of Broker Dealer Financial Service Corp., Member FINRA & SIPC.
Advisory services offered through Investment Advisors Corp., an SEC registered investment adviser.  Products sold are not FDIC insured, have no bank guarantee, are not a deposit, are not insured by any federal government agency, and may lose value.

Business Loans

You want a bank that works hard for you to keep your business moving in the right direction. Since 1935, Marion County Bank has been serving the needs of our area businesses. Those needs often include loans, and we are ready, willing and able to meet those borrowing needs. Whether you are considering a business start-up or have been in business for decades, Marion County Bank's focus is on building a strong, long-lasting relationship with you.

Business Financing from a Local Team

Our seasoned lending staff is skilled at helping you identify the credit requirements needed to take your business to the next level.  We offer a straightforward application process with fast, in-house decision making to get you the needed funds in a timely manner.

Non-Profit Financing

Non-profit organizations are at the heart of our communities and have a profound impact on the quality of our lives.  Marion County Bank supports local churches and non-profits by providing tailored lending solutions.  Whether your non-profit needs a term loan, line of credit or a real estate loan for expansion, our team of lenders has the experience and expertise to help your organization expand its impact on the community.

SBA Loans

The U.S. Small Business Administration (SBA) provides government guarantee lending programs through financial institutions to for-profit businesses that meet the SBA's eligibility requirements.  For younger firms with less credit history or businesses that don't qualify for traditional financing, loans back by the SBA may be an option.

Next Steps

When applying for business financing, these items are helpful for a productive meeting:

  • Tax returns for business and business owner
  • Current balance sheet and year-to-date income statement
  • Historical financial statements (up to three years)
  • Projected cash flow statement or buisness plan

Who We Are

Not all banks are the same. Learn about what makes us different, meet our staff and hear what our customers say. Learn More...

Customer Support

Get help with an existing account or product and check if there are known issues that are receiving attention.

Education Center

Find valuable insight for your finances from our team of banking experts. Learn More...

Image is not available

Congratulations to Rob Judkins on 10 years of service with Marion County Bank! Rob works in our Pella office as a Commercial Loan Officer. If you know Rob, you'll know he has a great sense of humor, and that combined with his dedication to his customers makes us appreciate all he does for Marion County Bank. Congratulations Rob!

Congratulations, Rob!


Image is not available

Teaching our children to save is one of the best ways we can set them up for a lifetime of financial success, but how do we do that in an engaging way? Start simple and don't overcomplicate it.

Teach Children to Save!


Image is not available

Today we celebrate Danielle Benge's 5 years of service at Marion County Bank! Danielle is our Lead Loan Processor and works in our Pella office. We appreciate the expertise she brings to our Real Estate department and the fun her personality adds to our team. We enjoy working with you, Danielle. Congratulations!

Congratulations, Danielle Benge!


Image is not available

Your credit score is one of the most important numbers when it comes to getting a credit card, borrowing money or even renting an apartment, but what exactly is it? How is it calculated? How do you improve it? Check out the pdf below for more insights to understanding and improving your credit score.

How are credit scores calculated?